It is a non-participating, non-linked, savings insurance plan that helps you to achieve your goals while safeguarding the family’s future against the unforeseen events. HDFC Life Click 2 Achieve is meticulously designed to offer versatility, presenting you with a spectrum of options to safeguard your loved ones' futures and attain your financial objectives.
Key Benefits
Life Insurance Cover for financial security of your family
Guaranteed benefits -Rest assured of the returns
Flexibility -Guaranteed benefits as a lump sum or as regular income
Premium Offset -Feature to offset your premium against survival benefit payout
Deferral of Survival/Income Benefit -Feature to accrue the benefit and take it as lumpsum when required
Juvenile Critical Illness Cover -Enhance your protection coverage for your child
Optional Riders -Enhance your protection coverage with rider options on payment of additional premium
Tax benefits -You may be eligible for tax benefits as per prevailing tax laws
To know detailed information related to exclusions, kindly read the Product Brochure.
Yes, you can opt for any of the following riders:
Premium(s) paid by an individual or HUF under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, subject to the conditions/ limits specified therein. Under Section 10 (10D) of the Income Tax Act, 1961, the benefits received from this policy are exempt from tax, subject to the conditions specified therein.
Please note that the above-mentioned benefits are as per the current tax rules. Your tax benefits may change if the tax rules are changed. You are requested to consult your tax advisor.
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Eligibility Criteria |
Minimum |
Maximum |
|
Age at Entry (Years) |
01 (30 days) |
65 |
|
Age at Maturity (Years) |
18 |
99 |
|
Premium Payment Term (Years) |
5 |
35 |
|
Policy Term (Years) |
5 |
40 |
|
Minimum Sum Assured on Death |
Rs. 50,000/- |
|
|
Maximum Sum Assured on Death |
No limit, subject to Board Approved Underwriting Policy (BAUP) |
|
|
Minimum Instalment Premium |
As per minimum Sum Assured on Death |
|
|
Maximum Instalment Premium |
No limit, subject to Board Approved Underwriting Policy (BAUP) |
|
|
Riders |
HDFC Life Income Benefit on Accidental Disability Rider (101B013V03) HDFC Life Critical Illness Plus Rider(101B014V02) HDFC Life Protect Plus Rider (101B016V01) |
|
Risk cover starts from date of commencement of policy and the policy will vest on the Life Assured on attainment of age 18 years
All ages mentioned above are age last birthday. The minimum premium amounts are exclusive of taxes and levies as applicable
